Disjunction/Examples/Waiver of Premiums

Example of Disjunction

 * Premiums will be waived in the event of sickness or unemployment

is a disjunction whose disjuncts are:
 * Premiums will be waived in the event of sickness
 * Premiums will be waived in the event of unemployment

the unspoken understanding being that in the event of both sickness and unemployment, premiums will also be waived.