Definition:Annualized Percentage Rate

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Definition

The annualized percentage rate is the true cost of borrowing money from a lender.


Also known as

Annualized percentage rate is also known by its abbreviation APR.


Also see

  • Results about annualized percentage rate can be found here.


Historical Note

The annualized percentage rate was introduced as a concept in $1977$ in the UK in order to provide customers of financial services a reliable basis for comparison of the products of the various lenders.

Before its introduction, it was commonplace for lenders to present their products in ways which made them look misleadingly good.


Sources